Medical Plans

Health insurance is provided via Anthem Blue Cross and Blue Shield. Contact Anthem at (877) 811-3106 or visit www.anthem.com for help or more information. 

To make sure you have all the information you need to make informed decisions for you and your family, the law requires Weld County Government to provide you with notice(PDF, 243KB) of certain legal rights that you may have and legal obligations that apply to the Weld County Government Welfare Benefit Plan. 

Standard PPO Plan 

2026 Summary of Benefits - Standard PPO(PDF, 596KB)

2026 Health Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $73.00 semi monthly
Deductible: $1,500
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $4,000

Employee plus spouse

Employee Cost: $191.50 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Employee plus child(ren)

Employee Cost: $153.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Family

Employee Cost: $290.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

2026 Health Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $303.50 semi monthly
Deductible: $1,500
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $4,000

Employee plus spouse

Employee Cost: $704.38 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Employee plus child(ren)

Employee Cost: $563.50 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Family

Employee Cost: $881.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

High Deductible Health Plan

2026 Summary of Benefits – HDHP Plan(PDF, 641KB) 

2026 Health Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $59.50 semi monthly
Deductible: $2,000
Out of Pocket Maximum: $4,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus spouse

Employee Cost: $135.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus child(ren)

Employee Cost: $108.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Family

Employee Cost: $216.50 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

2026 Health Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $297.00 semi monthly
Deductible: $2,000
Out of Pocket Maximum: $4,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus spouse

Employee Cost: $676.25 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus child(ren)

Employee Cost: $541.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Family

Employee Cost: $761.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go toward deductible, then once deductible is met toward out of pocket maximum)
Copay: None
Coinsurance: 20%

Ameritas Dental Plans

Weld County offers three dental plans through Ameritas - Low Plan, Medium Plan, and High Plan. For additional information, to download your ID card, or to find a provider visit the Weld County Ameritas Microsite. If your provider is out of network please see the Ameritas Out of Network Flyer(PDF, 1MB) for additional information on your benefits coverage.  

Low Plan

This plan has the lowest premiums as well as benefit maximum. There is no out-of-network coverage.

Low Plan SPC(PDF, 307KB)

2026 Low Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $0 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $2.67 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $4.42 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

2026 Low Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $1.36 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $5.34 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $8.83 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Medium Plan

This plan offers you the flexibility to use the dentist of your choice. However, you will maximize your benefits and lower your out-of-pocket costs if you choose a dentist who participates in network.  

Medium Plan SPC(PDF, 307KB)

2026 Medium Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $6.31 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $12.21 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $20.47 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

2026 Medium Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $9.47 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $18.32 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $30.71 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

High Plan

Like the middle plan, you may see the dentist of your choice. Keep in mind that in-network providers are the most cost effective. While the High Plan has the highest premium, it also has the highest benefit maximum. 

High Plan SPC(PDF, 308KB)

2026 High Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $8.09 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 1

Employee Cost: $16.55 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 2 or more

Employee Cost: $31.11 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

2026 High Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $12.14 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 1

Employee Cost: $24.83 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 2 or more

Employee Cost: $46.67 semi monthly
Deductible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Ameritas Vision Insurance 

Find an in-network doctor by visiting the VSP Network or calling (800) 877-7195. No cards needed! Your provider will be able to bill your insurance using your Social Security Number. 

Create an Ameritas account or see the Vision Plan Summary(PDF, 314KB) for additional information. 

Buy glasses or contacts online: www.eyeconic.com

2026 Vision Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $3.14 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Spouse

Employee Cost: $6.58 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Child(ren)

Employee Cost: $6.56 semi monthly
Eye Exam: $10 copay
Glasses: Copay plus $130 allowance for frames
One year supply of contacts: $130 allowance
Choosing a provider: VSP network

Family

Employee Cost: $10.02 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

2026 Vision Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $3.14 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Spouse

Employee Cost: $6.58 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Child(ren)

Employee Cost: $6.56 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Family

Employee Cost: $10.02 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network