Medical Plans

Patient talking with doctor

At Weld County, we provide numerous medical plans to help your family stay on-top of your health and preventative care for everyday aches and pains, dental checkups and procedures as well as vision needs.

Choose from two Aetna Medical Plans - a Standard PPO (Preferred Provider Organization) or a High Deductible PPO with a Health Reimbursement Account (HRA) funded by Weld County at $1,000 annually for yourself and covered dependents and is pro-rated depending on benefit effective date. Our dental plans are offered one of three ways - as self-funded reimbursement, through Careington 500 (which is provided via Beta Health) or Sun Life. When you need vision care, turn to our Sun Life (Vision Service Plan).

All of the medical plans we offer employees ensure financial flexibility, so you don't have to worry about the health needs of you and your family.

Don't forget about our fantastic resource! Ask Alex is the virtual benefits counselor. It's a great tool to use when you need to compare benefits or just need a summary of them.

Aetna Medical Plans

Standard PPO Plan 

2025 Summary of Benefits - Standard PPO (coming soon)

Standard PPO Schedule of Benefits(PDF, 1MB) 

2025 Health Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $73.00 semi monthly
Deductible: $1,500
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $4,000

Employee plus spouse OR child(ren)

Employee Cost: $153.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Family

Employee Cost: $290.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

2025 Health Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $303.50 semi monthly
Deductible: $1,500
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $4,000

Employee plus spouse OR child(ren)

Employee Cost: $563.50 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

Family

Employee Cost: $881.00 semi monthly
Deductible: $3,000
Copay: $30
Coinsurance: 20%
Annual max out-of-pocket: $8,000

High Deductible Health Plan

2025 Summary of Benefits – HDHP Plan(PDF, 1MB) 

2025 Health Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $59.50 semi monthly
Deductible: $2,000
Out of Pocket Maximum: $4,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus spouse OR child(ren)

Employee Cost: $108.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20%

Family

Employee Cost: $216.50 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20%

2024 Health Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $297.00 semi monthly
Deductible: $2,000
Out of Pocket Maximum: $4,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20%

Employee plus spouse OR child(ren)

Employee Cost: $541.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20% 

Family

Employee Cost: $761.00 semi monthly
Deductible: $4,000
Out of Pocket Maximum: $6,000
Pharmacy Out of Pocket Maximum: $500 (pharmacy costs go towards deductible, then once deductible is met towards out of pocket maximum)
Copay: None
Coinsurance: 20%

Dental Plans

Ameritas Dental Plans

Weld County offers three dental plans through Ameritas - Low Plan, Medium Plan, and High Plan. For additional information or to find a provider, visit the Weld County Ameritas Microsite. 

Low Plan

This plan has the lowest premiums as well as benefit maximum. There is no out-of-network coverage.

Low Plan Summary(PDF, 307KB)

2025 Low Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $0 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $2.67 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $4.42 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

2025 Low Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $1.36 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $5.34 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $8.83 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 50% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $750/per person
Choosing a Dentist: In-Network Only
Orthodontia: Not Covered

Medium Plan

This plan offers you the flexibility to use the dentist of your choice. However, you will maximize your benefits and lower your out-of-pocket costs if you choose a dentist who participates in network.  

Medium Plan Summary(PDF, 307KB)

2025 Medium Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $6.31 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $12.21 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $20.47 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

2025 Medium Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $9.47 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 1

Employee Cost: $18.32 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

Employee plus 2 or more

Employee Cost: $30.71 semi monthly
Copay: $20/visit
Cleanings: 1 every 6 months
Basic Services: Covered at 20% (after $20 copay)
Major Services: Covered at 50% (after $20 copay)
Maximum benefit: $1,500/per person
Choosing a Dentist: Any
Orthodontia: Not Covered

High Plan

Like the middle plan, you may see the dentist of your choice. Keep in mind that in-network providers are the most cost effective. While the High Plan has the highest premium, it also has the highest benefit maximum. 

High Plan Summary(PDF, 308KB)

2025 High Dental Plan Rates Full-Time (30 to 40 hours)

Employee

Employee Cost: $8.09 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 1

Employee Cost: $16.55 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 2 or more

Employee Cost: $31.11 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

2025 High Dental Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $12.14 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 1

Employee Cost: $24.83 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Employee plus 2 or more

Employee Cost: $46.67 semi monthly
Decutible: $50 lifetime
Cleanings: 1 every 6 months
Basic Services: Covered at 0%
Major Services: Covered at 50%
Maximum benefit: $2,000/per person
Choosing a Dentist: Any
Orthodontia: 50% up to $,2000 maximum (up to age 19)

Vision Plan

Ameritas Vision Insurance 

Employee

Employee Cost: $3.14 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Spouse

Employee Cost: $6.58 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Child(ren)

Employee Cost: $6.56 semi monthly
Eye Exam: $10 copay
Glasses: Copay plus $130 allowance for frames
One year supply of contacts: $130 allowance
Choosing a provider: VSP network

Family

Employee Cost: $10.02 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

2025 Vision Plan Rates Part-Time (20 to 29 hours)

Employee

Employee Cost: $3.14 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Spouse

Employee Cost: $6.58 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Employee Plus Child(ren)

Employee Cost: $6.56 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

Family

Employee Cost: $10.02 semi monthly
Eye Exam: $10 copay
Contact Lenses Exam: $60
Materials Copay: $25
Lenses: No charge after materials copay
Contact Lenses: $150 allowance (covered in full if medically necessary)
Choosing a provider: VSP network

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